Appeals and Special Circumstances

Requesting a Review of Your Financial Aid

Federal financial aid is based on a formula created by the U.S. Department of Education to determine a student’s Expected Family Contribution (EFC). The Free Application for Federal Student Aid (FAFSA) uses prior-prior year income information to determine your eligibility for federal financial aid, including grants, loans and work-study.

Special Circumstances (Request for Review)

What Are Special Circumstances?

After filing the FAFSA, some families realize that their EFC may not reflect their current financial situation due to extenuating circumstances. The federal government allows schools to review a family’s unique circumstances to determine if special consideration is warranted.

Changes may include:

  • Unemployment benefits have ended
  • Unemployment due to retirement, company closure or resignation
  • Loss of untaxed benefits (worker’s compensation, child support, Social Security benefits)
  • Separation or divorce
  • Death of a wage earner
  • Medical expenses (with documentation or tax return records)

You can complete a Request for Review form to have your financial aid re-evaluated.

Requests will not be reviewed for:

  • Bankruptcy or foreclosure
  • Increases in personal expenses (mortgage, tuition for siblings, car payments)
  • Private school tuition
  • Medical insurance premiums
  • Typical fluctuations in business income (unless significant and outside normal variation)

Depending on your situation, you must submit:

Student Income

  • Tax returns for two most recent years OR
  • W-2 statements

Parent Income

  • Tax returns for two most recent years OR
  • W-2 statements and other income documentation

You must also submit documentation supporting your specific circumstance.

  • Requests open in May each year
  • Processing begins once all documents are submitted
  • Typical review time: approximately 2 weeks

Students must monitor NEST for updates and will be notified if:

  • Additional information is needed
  • The request does not meet criteria
  • No change in eligibility occurs

Do not wait for a decision before planning payment.

Submitting a request does not guarantee additional aid. Students should plan to pay their bill based on current aid.

Options may include:

If additional aid is later approved, you may adjust your payment arrangements.

Important to Know About Special Circumstances

  • You must receive your initial financial aid offer before submitting a request
  • Incoming students must:
    • Be accepted
    • Pay their deposit
    • File a FAFSA

Unusual Circumstances (Dependency Appeal)

What Are Unusual Circumstances?

Some students cannot provide parental information on the FAFSA due to serious family situations. These cases may qualify for a dependency override.

Situations may include:

  • Abusive home environment (physical or emotional)
  • Severe estrangement
  • Abandonment
  • Parental substance abuse
  • Mental incapacity
  • Homelessness or risk of homelessness
  • Unaccompanied youth
  • Parents refuse to contribute
  • Parents will not provide FAFSA information
  • Student is financially independent but still dependent for FAFSA
  • Family disagreements
  • Standard living expenses or personal debt
  • Lifestyle expenses
  1. File the FAFSA
  2. Follow FAFSA guidance for special circumstances
  3. Submit an appeal through StudentForms
  4. Complete all required documentation
  • Appeal form explaining your situation
  • Two supporting statements from non-family members such as:
    • Counselors
    • Advisors
    • Mentors
    • Religious leaders
    • Mental health professionals
  • Appeals are typically reviewed within 2 weeks after all documents are submitted
  • Incomplete submissions may delay the process
  • All updates and decisions are communicated through NEST.

Graduate students are only eligible for unsubsidized loans. Filing a Request for Review or Unusual Circumstances appeal will not change loan eligibility.

Important to Know About Unusual Circumstances

Approval is not guaranteed. Even if approved, changes to FAFSA data may not increase your financial aid.

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