Summer Financial Aid
Financial Aid for Summer Enrollment
Financial aid for summer is not automatic. Eligibility depends on your enrollment, remaining aid from the academic year and federal and state program requirements.
Start Here
Before enrolling in summer courses:
- Check your financial aid status in NEST
- Confirm you have remaining eligibility
- Review your enrollment plans carefully
Who Is Eligible
You may be eligible for summer financial aid if you:
- Are enrolled in summer courses
- Meet Satisfactory Academic Progress (SAP) requirements
- Have remaining financial aid eligibility from the academic year
Students who are not meeting SAP are not eligible for summer financial aid.
Enrollment Requirements
Your enrollment level impacts your eligibility:
- Undergraduate students must enroll in at least 6 credits to qualify for federal loans.
- Graduate students must enroll in at least 3 credits.
Types of Summer Aid
Federal Pell Grant
You may qualify if you have remaining eligibility.
- Available even if enrolled in fewer than 12 credits
- Year-round Pell may be available for students enrolled in at least 1 credit
- Counts toward your lifetime Pell limit
NJ TAG Grant
You may qualify if you:
- Received TAG during the academic year
- Enroll in at least 6 credits
- Take courses required for your program
Funding is determined by NJ HESAA and may vary.
Federal Loans
You may qualify if:
- You are enrolled at least half-time
- You have remaining annual loan eligibility
If you have already used your loan eligibility:
- Dependent students may consider a Parent PLUS Loan
A Summer Loan Request Form may be required.
Private Loans
If you are not eligible for federal loans, you may explore private educational loan options.
When Aid Is Disbursed
- Summer aid is typically disbursed in mid-June
- Funds are not available earlier
Plan accordingly for housing, books and other expenses.
Important to Know
- Financial aid is based on your enrollment and available funding
- Dropping or withdrawing from courses may reduce or cancel your aid
- You may be responsible for unpaid balances if aid is reduced
- Non-matriculated or visiting students are not eligible for federal aid